璺濋洟2024骞翠腑绱�(j铆)鏈�(hu矛)瑷�(j矛)璨�(c谩i)鍕�(w霉)绠＄悊鑰冭│鍍呭墿鍏╁ぉ锛屾渶鍚庡叐澶╀篃涓嶈兘娉勬埃锛屾垜鍊戞暣鐞嗕簡鑰冨墠鏈€鍚庝竴濂楁ā鎿嵎锛岃钃嬫牳蹇冭€冮粸(di菐n)锛屾ā鎿湡瀵�(sh铆)鑰冭│鐠�(hu谩n)澧�锛屽公鍔╄€冪敓淇濇寔鎵嬫劅锛屾煡婕忚(b菙)缂�锛屾彁鍗囨噳(y墨ng)瑭﹁兘鍔�銆�

2024骞翠腑绱�(j铆)鏈�(hu矛)瑷�(j矛)璨�(c谩i)绠℃豢鍒嗙偤100鍒嗭紝鍙婃牸绶氱偤60鍒�锛屼互涓嬪垎浜腑绱�(j铆)鏈�(hu矛)瑷�(j矛)銆婅病(c谩i)鍕�(w霉)绠＄悊銆�?锛熷?锛屼緵鍏嶈不(f猫i)涓嬭級鍋氶銆�

2024骞翠腑绱�(j铆)鏈�(hu矛)瑷�(j矛)銆婅病(c谩i)鍕�(w霉)绠＄悊銆嬭€冨墠鏈€鍚庝竴濂楀嵎

涓€銆佸柈闋�(xi脿ng)閬告搰椤�(鏈椤屽叡20灏忛锛屾瘡灏忛1.5鍒�锛屽叡30鍒�銆傛瘡灏忛鍌欓伕绛旀涓�锛屽彧鏈変竴鍊�(g猫)绗﹀悎椤屾剰鐨勬纰虹瓟妗�銆傞尟(cu貌)閬搞€佷笉閬稿潎涓嶅緱鍒�銆�)

1.涓嬪垪鍚勯爡(xi脿ng)涓�锛屼笉鑳藉崝(xi茅)瑾�(di脿o)鑲℃澅鑸囧偟娆�(qu谩n)浜轰箣闁撳埄鐩婃矕绐佺殑鏄�( )銆�

A.鍌佃綁(zhu菐n)鑲�

B.鍌垫瑠(qu谩n)浜洪€氶亷鍚堝悓瀵�(sh铆)鏂介檺鍒舵€у€熸

C.鍌垫瑠(qu谩n)浜哄仠姝㈠€熸

D.鍌垫瑠(qu谩n)浜烘敹鍥炲€熸

銆愮瓟妗堛€慉

銆愯В鏋愩€戠偤鍗�(xi茅)瑾�(di脿o)鑲℃澅鑸囧偟娆�(qu谩n)浜轰箣闁撶殑鍒╃泭娌栫獊锛岄€氬父閲囩敤鐨勬柟寮忔槸锛氶檺鍒舵€у€熷偟;鏀跺洖鍊熸鎴� 鍋滄鍊熸銆�

2.鏌愬偟鍒哥殑绁ㄩ潰鍒╃巼鐐�12%,鏈熼檺鐐�10骞�锛屼笅鍒楄▓(j矛)鎭柟寮忎腑灏�(du矛)浜庡偟鍕�(w霉)浜烘渶鏈夊埄鐨� 鏄� ( )銆�

A.姣忓勾瑷�(j矛)鎭竴娆�

B.姣忓崐骞磋▓(j矛)鎭竴娆�锛屽京(f霉)鍒╄▓(j矛)鎭�

C.姣忓搴﹁▓(j矛)鎭竴娆★紝寰�(f霉)鍒╄▓(j矛)鎭�

D.姣忔湀瑷�(j矛)鎭竴娆�锛屽京(f霉)鍒╄▓(j矛)鎭�

銆愮瓟妗堛€慉

銆愯В鏋愩€戝湪鍚嶇京鍒╃巼鐩稿悓鐨勬儏娉佷笅锛屾瘡骞村京(f霉)鍒╂鏁�(sh霉)瓒婂锛屽(sh铆)闅涘埄鐜囪秺楂�锛屽皪(du矛)浜庡偟鍕�(w霉)浜鸿秺涓嶅埄銆�

3.涓嬪垪鍚勯爡(xi脿ng)涓紝涓嶅爆浜庢敮浠樻€х睂璩囧嫊(d貌ng)姗�(j墨)鐨勬槸( )銆�

A. 浼佹キ(y猫)婊胯冻鑷ㄦ檪(sh铆)鎬х殑浜ゆ槗鏀粯闇€瑕佺敘(ch菐n)鐢熺殑绫岃硣鍕�(d貌ng)姗�(j墨)

B. 浼佹キ(y猫)鍝″伐宸ヨ硣鐨勯泦涓櫦(f膩)鏀剧敘(ch菐n)鐢熺殑绫岃硣鍕�(d貌ng)姗�(j墨)

C. 浼佹キ(y猫)鍎熼倓閵€琛屽€熸鐢�(ch菐n)鐢熺殑绫岃硣鍕�(d貌ng)姗�(j墨)

D. 浼佹キ(y猫)婊胯冻灏�(du矛)澶栨姇璩囬渶瑕佽€岀敘(ch菐n)鐢熺殑绫岃硣鍕�(d貌ng)姗�(j墨)

銆愮瓟妗堛€慏

銆愯В鏋愩€戞敮浠樻€х睂璩囧嫊(d貌ng)姗�(j墨)锛屾槸鎸囩偤浜嗘豢瓒崇稉(j墨ng)鐕�(y铆ng)妤�(y猫)鍕�(w霉)娲诲嫊(d貌ng)鐨勬甯告尝鍕�(d貌ng)鎵€褰㈡垚鐨勬敮浠橀渶瑕佽€岀敘(ch菐n)鐢熺殑

绫岃硣鍕�(d貌ng)姗�(j墨)銆備紒妤�(y猫)鍦ㄩ枊灞曠稉(j墨ng)鐕�(y铆ng)娲诲嫊(d貌ng)閬庣▼涓�锛岀稉(j墨ng)甯告渻(hu矛)鍑虹従(xi脿n)瓒呭嚭缍寔姝ｅ父缍�(j墨ng)鐕�(y铆ng)娲诲嫊(d貌ng)璩囬噾闇€姹傜殑瀛ｇ瘈(ji茅)鎬�銆佽嚚 鏅�(sh铆)鎬х殑浜ゆ槗鏀粯闇€瑕�锛屽鍘熸潗鏂欒臣璨风殑澶ч鏀粯銆佸摗宸ュ伐璩囩殑闆嗕腑鐧�(f膩)鏀俱€侀妧琛屽€熸鐨勫劅閭�銆佽偂鏉辫偂 鍒╃殑鐧�(f膩)鏀剧瓑銆傞€欎簺鎯呮硜瑕佹眰闄や簡姝ｅ父缍�(j墨ng)鐕�(y铆ng)娲诲嫊(d貌ng)鐨勮硣閲戞姇鍏ヤ互澶�锛岄倓闇€瑕侀€氶亷缍�(j墨ng)甯哥殑鑷ㄦ檪(sh铆)鎬х睂璩囦締婊� 瓒崇稉(j墨ng)鐕�(y铆ng)娲诲嫊(d貌ng)鐨勬甯告尝鍕�(d貌ng)闇€姹�锛岀董鎸佷紒妤�(y猫)鐨勬敮浠樿兘鍔�銆傞伕闋�(xi脿ng)D鏄摯(ku貌)寮垫€х睂璩囧嫊(d貌ng)姗�(j墨)銆�

4. 宸茬煡閵€琛屽瓨娆惧埄鐜囩偤3%,閫氳波鑶ㄨ劰鐜囩偤1%,鍓囧(sh铆)闅涘埄鐜囩偤( )銆�

A.1.98%

B.2%

C.2.97%

D.3%

銆愮瓟妗堛€慉

銆愯В鏋愩€戝(sh铆)闅涘埄鐜�=(1+鍚嶇京鍒╃巼)/(1+閫氳波鑶ㄨ劰鐜�)-1=(1+3%)/(1+1%)-1=1.98%

5.涓嬪垪鍚勯爡(xi脿ng)涓�锛屽彲浠ヤ繚鎸侀爯(y霉)绠楃殑閫ｇ簩(x霉)鎬э紝骞惰兘鍏嬫湇鍌崇当(t菕ng)瀹氭湡闋�(y霉)绠楃己榛�(di菐n)鐨勬槸( )銆�

A. 褰堟€ч爯(y霉)绠楁硶

B. 闆跺熀闋�(y霉)绠楁硶

C. 婊惧嫊(d貌ng)闋�(y霉)绠楁硶

D. 鍥哄畾闋�(y霉)绠楁硶

銆愮瓟妗堛€慍

銆愯В鏋愩€戝畾鏈熼爯(y霉)绠楁硶浠ヤ笉璁婄殑鏈�(hu矛)瑷�(j矛)鏈熼枔鐐洪爯(y霉)绠楁湡锛岀己涔忛暦(zh菐ng)閬�(yu菐n)鎵撶畻銆傛痪鍕�(d貌ng)闋�(y霉)绠楁硶鏄寚浼佹キ(y猫)鏍规摎(j霉)涓� 涓€鏈熼爯(y霉)绠楀煼(zh铆)琛屾儏娉佸拰鏂扮殑闋�(y霉)娓�(c猫)绲�(ji茅)鏋�锛屾寜鏃㈠畾鐨勯爯(y霉)绠楃法鍒跺懆鏈熷拰婊惧嫊(d貌ng)闋荤巼锛屽皪(du矛)鍘熸湁鐨勯爯(y霉)绠楁柟妗堥€�(j矛n)琛岃(di脿o) 鏁村拰瑁�(b菙)鍏呫€侀€愭湡婊惧嫊(d貌ng)銆佹寔绾�(x霉)鎺ㄩ€�(j矛n)鐨勯爯(y霉)绠楃法鍒舵柟娉曘€�

6.浼佹キ(y猫)鍦ㄧ法鍒堕爯(y霉)瑷�(j矛)鍒╂饯(r霉n)琛ㄦ檪(sh铆)锛�“鍒╂伅”闋�(xi脿ng)鐩暩(sh霉)鎿�(j霉)渚嗘簮鏄�( )銆�

A. 灏堥杸姹虹瓥闋�(y霉)绠�

B. 閵峰敭鍙婄鐞嗚不(f猫i)鐢ㄩ爯(y霉)绠�

C. 璩囬噾闋�(y霉)绠�

D. 闋�(y霉)瑷�(j矛)璩囩敘(ch菐n)璨�(f霉)鍌佃〃

銆愮瓟妗堛€慍

銆愯В鏋愩€戦爯(y霉)瑷�(j矛)鍒╂饯(r霉n)琛ㄤ腑“鍒╂伅”闋�(xi脿ng)鐩殑鏁�(sh霉)鎿�(j霉)渚嗚嚜璩囬噾闋�(y霉)绠�銆�

7.涓嬪垪鍚勯爡(xi脿ng)涓嶅爆浜庝紒妤�(y猫)绫岃硣绠＄悊鍏�(n猫i)瀹圭殑鏄�( )銆�

A. 绉戝(xu茅)闋�(y霉)瑷�(j矛)璩囬噾闇€瑕侀噺

B. 鍚堢悊瀹夋帓绫岃硣娓犻亾锛岄伕鎿囩睂璩囨柟寮�

C. 闄嶄綆璩囨湰鎴愭湰锛屾帶鍒惰病(c谩i)鍕�(w霉)棰�(f膿ng)闅�(xi菐n)

D. 纰哄畾鏈€浣宠硣鏈祼(ji茅)妲�(g貌u)

銆愮瓟妗堛€慏

銆愯В鏋愩€戠睂璩囩鐞嗙殑鍏�(n猫i)瀹瑰寘鎷細鈶犵瀛�(xu茅)闋�(y霉)瑷�(j矛)璩囬噾闇€瑕侀噺;鈶″悎鐞嗗畨鎺掔睂璩囨笭閬擄紝閬告搰绫岃硣鏂瑰紡;鈶㈤檷浣庤硣鏈垚鏈�锛屾帶鍒惰病(c谩i)鍕�(w霉)棰�(f膿ng)闅�(xi菐n)銆�

8.涓嬪垪闂�(gu膩n)浜庡悇绋睂璩囬鍒ョ殑瑾硶涓紝涓嶆纰虹殑鏄�( )銆�

A. 鑲℃瑠(qu谩n)绫岃硣鐨勮病(c谩i)鍕�(w霉)棰�(f膿ng)闅�(xi菐n)灏�

B. 姘哥簩(x霉)鍌电エ闈㈠埄鐜囦竴鑸珮浜庡悓鏈熷湅(gu贸)鍌垫敹鐩婄巼

C. 鍌靛嫏(w霉)璩囬噾璩囨湰鎴愭湰鐩稿皪(du矛)杓冧綆

D. 鎴戝湅(gu贸)涓婂競鍏徃鐩墠鏈€甯歌鐨勬贩鍚堣瀺璩囨柟寮忔槸瑾�(r猫n)鑲℃瑠(qu谩n)璀夎瀺璩�

銆愮瓟妗堛€慏

銆愯В鏋愩€戞垜鍦�(gu贸)涓婂競鍏徃鐩墠鏈€甯歌鐨勬贩鍚堣瀺璩囨柟寮忔槸鍙綁(zhu菐n)鎻涘偟鍒歌瀺璩囧拰鍎�(y艒u)鍏堣偂绫岃硣锛屾渶甯歌鐨� 鍏朵粬琛嶇敓宸ュ叿铻嶈硣鏂瑰紡鏄獚(r猫n)鑲℃瑠(qu谩n)璀夎瀺璩�锛岄伕闋�(xi脿ng)D鐨勮娉曚笉姝ｇ⒑銆�

9.涓嬪垪鍚勯爡(xi脿ng)涓�锛岄€氬父鏈�(hu矛)寮曡捣璩囨湰鎴愭湰涓婂崌鐨勬槸( )銆�

A. 闋�(y霉)鏈熼€氳波鑶ㄨ劰鐜囧憟涓嬮檷瓒ㄥ嫝(sh矛)

B.璀夊埜甯傚牬(ch菐ng)娴佸嫊(d貌ng)鎬у憟鎯″寲瓒ㄥ嫝(sh矛)

C. 浼佹キ(y猫)绺介珨棰�(f膿ng)闅�(xi菐n)姘村钩寰楀埌鏀瑰杽

D. 鎶曡硣鑰呰姹傜殑闋�(y霉)鏈熸敹鐩婄巼涓嬮檷

銆愮瓟妗堛€態

銆愯В鏋愩€戝鏋滆硣鏈競鍫�(ch菐ng)缂轰箯鏁堢巼锛岃瓑鍒哥殑甯傚牬(ch菐ng)娴佸嫊(d貌ng)鎬т綆锛屾姇璩囪€呮姇璩囬ⅷ(f膿ng)闅�(xi菐n)澶�锛岃姹傜殑鏀剁泭鐜� 楂�锛岄偅涔堥€氶亷璩囨湰甯傚牬(ch菐ng)铻嶉€氱殑璩囨湰锛屽叾鎴愭湰姘村钩灏辨瘮杓冮珮銆�

10.鏌愪紒妤�(y猫)鎿鍔犵櫦(f膩)琛屾櫘閫氳偂锛岀櫦(f膩)琛屽児(ji脿)鐐�15鍏�/鑲�锛岀睂璩囪不(f猫i)鐜囩偤2%,浼佹キ(y猫)鍓涘墰鏀粯鐨勬櫘閫氳偂鑲″埄鐐�1.2鍏�/鑲★紝闋�(y霉)瑷�(j矛)浠ュ悗姣忓勾鑲″埄灏囦互5%鐨勯€熷害澧為暦(zh菐ng)锛屼紒妤�(y猫)鎵€寰楃▍绋呯巼鐐�25%, 鍓囨摤鐧�(f膩)琛屾櫘閫氳偂鐨勮硣鏈垚鏈偤( )銆�

A.13.40%

B.13.57%

C.14.31%

D.14.40%

銆愮瓟妗堛€態

銆愯В鏋愩€戞櫘閫氳偂璩囨湰鎴愭湰=[1.2×(1+5%)]/[15×(1-2%)]+5%=13.57%

11.涓嬪垪鍚勯爡(xi脿ng)涓紝鐐哄弽鏄犵従(xi脿n)鏅�(sh铆)璩囨湰鎴愭湰姘村钩锛岃▓(j矛)绠楀钩鍧囪硣鏈垚鏈渶閬╁疁閲囩敤鐨勬槸( ).銆�

A. 璩潰鍍�(ji脿)鍊兼瑠(qu谩n)鏁�(sh霉)

B.鐩(bi膩o)鍍�(ji脿)鍊兼瑠(qu谩n)鏁�(sh霉)

C.甯傚牬(ch菐ng)鍍�(ji脿)鍊兼瑠(qu谩n)鏁�(sh霉)

D. 姝峰彶鍍�(ji脿)鍊兼瑠(qu谩n)鏁�(sh霉)

銆愮瓟妗堛€慍

銆愯В鏋愩€戝弽鏄犵従(xi脿n)鏅�(sh铆)璩囨湰鎴愭湰姘村钩鎳�(y墨ng)瑭蹭娇鐢ㄥ競鍫�(ch菐ng)鍍�(ji脿)鍊兼瑠(qu谩n)鏁�(sh霉)銆�

12.鏍规摎(j霉)璨�(c谩i)鍕�(w霉)鍒嗘瀽甯皪(du矛)鏌愬叕鍙哥殑鍒嗘瀽锛岃┎鍏徃鐒¤矤(f霉)鍌电殑浼佹キ(y猫)鍍�(ji脿)鍊肩偤2000钀厓锛屽埄鎭姷绋呭彲 浠ョ偤鍏徃甯朵締100钀厓鐨勯澶栨敹鐩婄従(xi脿n)鍊�锛岃病(c谩i)鍕�(w霉)鍥板鎴愭湰鐝�(xi脿n)鍊肩偤50钀厓锛屽偟鍕�(w霉)鐨勪唬鐞嗘垚 鏈従(xi脿n)鍊煎拰浠ｇ悊鏀剁泭鐝�(xi脿n)鍊煎垎鍒ョ偤20.钀厓鍜�30钀厓锛岄偅涔�,鏍规摎(j霉)璩囨湰绲�(ji茅)妲�(g貌u)鐨勬瑠(qu谩n)琛＄悊璜栵紝瑭� 鍏徃鏈夎矤(f霉)鍌电殑浼佹キ(y猫)鍍�(ji脿)鍊肩偤( )钀厓銆�

A.2000

B.2050

C.2060

D.2130

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